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Sallina
BG
Cars outside the Sallina showroom in Plovdiv

Financing

A new car from€16,565.

Compare leasing and consumer credit through our partner banks. We calculate an indicative payment for the specific car and explain the available terms.

How it works
From
€16,565
Models
29
Warranty
7 yrs
Approval
48 h

The figure is the entry model on finance. Your actual instalment depends on the car, the term and the deposit.

How it works

From enquiry to keys: four steps

We prepare the documents in the showroom and coordinate the application with our partner banks.

  1. Choose the car

    Come for a test drive or write to us. We settle the model, the trim and the colour.

  2. We work out the instalment

    We compare the deposit, term, monthly payment and total cost before you apply.

  3. Approval within 48 hours

    We submit your documents to our partner banks. You get an answer within two working days.

  4. Signing and handover

    The contract is signed at the showroom. We handle registration and insurance.

Options

Leasing or a consumer loan

The car is security

Finance lease

The vehicle serves as security under the lease agreement. This option can suit businesses and customers who prefer a structured deposit and term.

  • Deposit from 10% to 65%
  • Term between 12 and 60 months
  • Company registration and VAT treatment available
The car is yours

Consumer loan

The car is yours from day one and is not pledged as security. It suits you if you would rather keep the car unencumbered.

  • No deposit necessarily required
  • Full ownership from signing
  • Early repayment on the bank's terms

The bank sets the interest rate, term and fees individually. Your written offer shows the exact terms that apply to you.

Calculator

Work out the monthly payment

Pick a model, a deposit, a term and a residual value to see an indicative monthly payment on OTP Leasing's terms.

Term

The amount left to pay at the end of the term.

Indicative payment

183 €/mo.

excl. VAT · incl. VAT: 219 €

Cash price
16,565 €
Deposit
3,313 €
Amount financed
13,252 €
Residual value
1,657 €
Nominal annual rate
3.99%
Management fee
199 €
APR (financing)
3.95%
Total payable on the lease
18,051 €
Cost of the lease
1,486 €

Interest and the management fee. Excludes insurance, the registration fee and vehicle tax: we will calculate those on request.

Calculated using OTP Leasing's own calculator, as of September 2026. The nominal rate for a new vehicle is 3.99%.

This calculation is illustrative and is not an offer of credit or leasing. The instalment is shown excluding VAT, as the lessor quotes it. Final terms, APR and fees are set by the lender following approval and may differ depending on approval and the chosen insurer.

Questions

What people ask us most

Not finding your answer?

Call us: we will answer in minutes at the showroom rather than leave you guessing online.

0889 920 321
What is the minimum deposit?

On a lease it usually starts at 10% of the price, though it depends on the bank and on your profile. On a consumer loan there may be no deposit at all.

Can my company buy on lease?

Yes. Business leasing is available subject to the bank's approval and the applicable accounting and tax rules. Please consult your accountant about your specific case.

How long does approval take?

Within 48 hours on working days once the full set of documents is in. If anything is missing, we will tell you at the showroom.

What documents do I need?

Individuals: an ID card and proof of income. Companies: a current company record and the latest financial statement. We prepare the rest.

Can I repay early?

Yes, on the terms of the particular contract. Settle this before signing: the banks differ materially on it.

Next step

Tell us which model you have in mind

We will work out the instalment for that specific car and send it to you in writing.

Book a test drive